An expert’s guide for tenants.
Renting can sometimes be a stressful process, it can be daunting especially if you’ve never done it before. As a tenant, there are plenty of things you need to be aware of before agreeing to a property.
We here at Clearhaven Lettings make it our goal to help tenants find the most suitable property. We have gathered a list of the best advice for tenants. Check them out below:
Before you start
- How long do you want the tenancy for? You can ask for a tenancy to be any time between 6 months and 7 years long.
- What can you afford? Think about how much rent you can afford to pay: 35% of your take-home pay is the most that many people can afford, but this depends on what your other outgoings are (for example, whether you have children).
- If you are on housing benefit or Universal Credit, there is no reason that it should affect your ability to pay rent. But check with this online calculator to see if you can afford to live in the area you want.
- Decide which area you would like to live in and how you are going to look for a rented home. The larger the area where you are prepared to look, the better the chance of finding the right home for you.
- Have your documents ready. Landlords and agents will want to confirm your identity, immigration status, credit history and possibly employment status.
- Do you have the right to rent property in the UK? Landlords must check that all people aged over 18 living in their property as their only or main home have the right to rent. They will need to make copies of your documents and return your original documents to you.
- Will you need a rent guarantee? Some landlords might ask someone to guarantee your rent. If you don’t have a guarantor, ask Shelter for help.
Ask whether the property is mortgaged.
Landlords should let you know about this upfront, because you may be asked to leave the property if the landlord does not keep up with their mortgage repayments.
Houses of Multiple Occupation (HMOs)
HMOs are usually properties in which unrelated people share facilities such as the kitchen or bathroom.
HMOs, a property that is shared by three or more tenants who aren’t members of the same family. HMO landlords must have a licence from the council, Check your landlord has done that. In large HMOs, landlords must by law give tenants a statement of the terms on which they live in the property.
– Source: Gov.UK
Ask the Experts: Letting Agents
On the private market, landlords can advertise a property to let directly themselves , or they employ a letting agent to conduct their business for them, in most cases the landlord will have the final decision in who they let their property to, but in cases where a letting agent is involved, the landlord will often take advice from their agent.
– Source: Internations.org
Read more about Clearhaven Lettings’ letting process here.