Experts Advice: Checklist for Renting In England

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Experts Advice: Checklist for Renting In England

An expert’s guide for tenants.

Renting can sometimes be a stressful process, it can be daunting especially if you’ve never done it before. As a tenant, there are plenty of things you need to be aware of before agreeing to a property.

We here at Clearhaven Lettings make it our goal to help tenants find the most suitable property. We have gathered a list of the best advice for tenants. Check them out below:

Before you start

  • How long do you want the tenancy for? You can ask for a tenancy to be any time between 6 months and 7 years long.
  • What can you afford? Think about how much rent you can afford to pay: 35% of your take-home pay is the most that many people can afford, but this depends on what your other outgoings are (for example, whether you have children).
  • If you are on housing benefit or Universal Credit, there is no reason that it should affect your ability to pay rent. But check with this online calculator to see if you can afford to live in the area you want.
  • Decide which area you would like to live in and how you are going to look for a rented home. The larger the area where you are prepared to look, the better the chance of finding the right home for you.
  • Have your documents ready. Landlords and agents will want to confirm your identity, immigration status, credit history and possibly employment status.
  • Do you have the right to rent property in the UK? Landlords must check that all people aged over 18 living in their property as their only or main home have the right to rent. They will need to make copies of your documents and return your original documents to you.
  • Will you need a rent guarantee? Some landlords might ask someone to guarantee your rent. If you don’t have a guarantor, ask Shelter for help.

Ask whether the property is mortgaged.

Landlords should let you know about this upfront, because you may be asked to leave the property if the landlord does not keep up with their mortgage repayments.

Houses of Multiple Occupation (HMOs)

HMOs are usually properties in which unrelated people share facilities such as the kitchen or bathroom.

HMOs, a property that is shared by three or more tenants who aren’t members of the same family. HMO landlords must have a licence from the council, Check your landlord has done that. In large HMOs, landlords must by law give tenants a statement of the terms on which they live in the property.

– Source: Gov.UK

Ask the Experts: Letting Agents

On the private market, landlords can advertise a property to let directly themselves , or they employ a letting agent to conduct their business for them, in most cases the landlord will have the final decision in who they let their property to, but in cases where a letting agent is involved, the landlord will often take advice from their agent.

– Source:

Read more about Clearhaven Lettings’ letting process here. 

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The Importance Of Letting Agents

Why are letting agencies important?

The property market has changed drastically throughout the years. And it will continue to change constantly.

As a private landlord, you might find yourself wondering what a letting agency could do for you and your business. With the market’s constant change, a letting agency can help you handle your business.

Whether you’re a tenant or a landlord, a letting agency takes the stress away from letting and renting. It is a letting agent’s job to give you the best advice and steer you in the right direction when it comes to looking for properties or potential tenants.

Letting agencies have more experience to bring to the table. They make the workload lighter for you and absorbs all the stress instead of you handling it all alone.

Contrary to popular beliefs, letting agencies actually provide a lot more benefits. Our friends over at The Tenants Voice recently wrote about the benefits of letting agents to tenants. In the blog article, they wrote:

There are several advantages of using a letting agent when looking for a property. A good letting agent will have expert local knowledge of the areas they serve. This is invaluable in saving you time and effort in finding the right home within the pressures of a strict time frame. Letting agents also provide a buffer between you and your landlord should issues or problems arise during the duration of the tenancy.

While some landlords prefer to do their business alone, having a letting agency to support you with your business is a big help, from things to having a list of trusted plumbers and electricians they can call upon to help with any issues that may arise, and also keeping a detailed record of money that has come in and where it has been spent within the financial year. All these things can help take the stress and strain out of letting a property. and can encourage you to find more properties to add to your portfolio, letting agents can also be the first ones to hear when new properties come to the market.  Contact Clearhaven Lettings for more information.





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Why Requiring Tenants Background Checks Are Important

Here’s why you should do it.

Running background checks on your potential tenants is very crucial to your letting process. It does not only help to keep you safe, it also keeps you in power.

More importantly, running a background check on your potential tenant helps keep your community safe. As a landlord, it is your responsibility to the whole community to choose the right tenant – one that will not put anyone at risk.

Another good reason to do a background check is so you can protect yourself from liability. Should you rent your property to somebody who’ve committed a crime in the past, you will be liable if something goes wrong.

Indeed, a thorough background check and tenant screening are very important to your letting process and safety. The reasons stated above should be more than enough to start running a background check on your potential tenants.

How do you complete a thorough tenant screening? Our friends over at Rentalutions wrote the following tips:

  • Create an online rental listing that engages the highest quality tenants
  • Ask prospective tenants the right questions
  • Meet the tenants for the first time and watch for red flags
  • Require a thorough rental application
  • Verify tenant income and employment
  • Require prospective tenants authorize a credit report
  • Analyze a tenant credit report
  • Require prospective tenants authorize a criminal background check
  • Analyze a tenant credit background check

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Things You Should Know Before Letting Your Property

A quick guide to letting your property.

Letting your property can be very financially beneficial for you. In the UK, the lettings market is the strongest it has ever been.

If you are only starting to be a landlord now, then you might lack experience. You probably have tons of question in your mind, more specifically, about where you need to start.

The good news is that Clearhaven Lettings is here to help you all throughout. Here are some things you should know before letting your property:

Study the letting process well.

Property letting has its own process. It is best to find a suitable Letting Agency to help you with this process. Finding a suitable letting agency will speed up the process and make things more convenient for you.

Identify your target audience.

As previously stated on our blog, identifying your target audience is very important. Research the area to assess the type of tenants you are most likely to attract.

Choose the right letting agent.

As mentioned above, you need to find a letting agent to help you with this process. However, you cannot just choose any letting agent. You must choose the one suitable for your goals. It also helps to pose your own questions and requirements in able to find the most suitable letting agent for you.

Get the consent to let.

Yes, it might seem obvious. But this step is often overlooked. In able to successfully let your property, you must first get the consent to let. You can obtain this by talking with your mortgage lender.

Notify insurance companies.

Letting your property comes with its own set of pros and cons. It is important to notify your insurance company that you are planning to let your property so you can arrange an insurance.

Do you have more tips to share? Let us know in the comment section below! In the meantime, follow Clearhaven Lettings on Twitter here.